Originally Posted by
GrayAnderson
So, I'm going to disagree here. It is very possible to have a travel pattern that generally just doesn't "encounter" airline fees (e.g. someone who generally pays for F/J up-front and gets those bells and whistles thrown in to begin with, and who has status which covers most SDCs).
Welcome to Flyertalk

Please look at the various threads in the Amex forum like
https://www.flyertalk.com/forum/amer...ly-2020-a.html
to find out how to use the credits without encountering an actual airline fee.
(the wiki has links to the ones for other participating airlines)