For some animalistic reason (gotta get the approval) I want to apply for this card, so badly. I'm pretty sure with my D/I ratio, no mortgage, 839+ credit score, etc I'd possibly easily be approved.

However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.

The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.

I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.