Originally Posted by
msp3
Am I the only one very offended by CapitalOne thinking this is a "premium" product? Forced to use their OTA, Airbnb credits instead of proper hotels (can I use this at Marriott Home & Villas?), points being worth 1/2 a cent (it's like a Barclays Arrival/Premier on steroids), and the usual 3 hard pulls...
i mean…
The AirBnB credit is a one time extra on top of 100k points.
Capital one says:
For example, some vacation rental agencies may use a "hotel" code rather than a "rental" code. Capital One is not responsible for merchant category codes used by merchants. Eligible vacation rental merchants include Airbnb, Turnkey, Vacasa, and VRBO.
Points are worth $0.01 towards erasing travel purchases or can be transferred. AMEX Platinum only allows you to use points at a rate of $0.006 unless they have a promotion going on.
Chase and AMEX and US Bank require you to go through their travel portal for increased earnings — except AMEX 5x on flights.