Originally Posted by
Dreamwalker
I agree the portal ones are PIA. Amex's you spend more than the $200.. I imagine Capital One's will at least be useful in find sub $300 hotels so you aren't truly out of pocket.
At least the CapitalOne credit can be applied against airfare booked through their portal. Of course, most people on here probably know they should only use it for tickets they know they are going to use and will not need to change... and probably for tickets you buy closer in to departure so you know you won't be subject to a huge airline schedule change.