I still don't understand the value proposition for Marriott Homes & Villas. On the surface it looks like, pay more versus booking via other more direct channels with the properties and have more complicated and error prone booking process. In exchange for that you get a nominal amount of points. Not compelling at all, at least for me. If I needed to buy points, I am sure I could find other ways to do it with lower cost per point. What am I missing?

--Jon