Originally Posted by
jags86
In fairness, the Citi Premier earns 3x on dining for $95 and with the Rewards Plus actually earns 3.3x (up to 100k pts/redeemed a year). You can also earn 5x - 5.5x on dining with the Custom Cash card — with that pesky $500/mo limit though.
There’s also the US Bank Altitude Go which is 4% cashback and no AF or FTF.
Citi Premier is a good card. Different people will value TYP and UR differently (probably for a different thread). I didn't know about the US Bank Altitude Go. Thanks for the info. That is probably the best no AF card for dining. With the streaming credit, it's more like a negative effective AF.