Originally Posted by
TWA884
Are you sure that Amex provides you with liability - third party - coverage? US credit cards provide only loss or collision damage waiver for the car that you are renting - it protects the car rental company - but they do not cover damage or injuries that you may inflict on other parties. I have no idea what type of coverage is offered by UK issued credit cards.
The EU issued Amex Plat cards are all offering a much better insurance package on car rentals then the US cards. Amex is even advertising this fact in their ads "no additional insurance coverage needed when using the Plat card". You are fully insured + plus third party lilability, on personal cards only when you use the card for the reservation, on business cards even without using the card.