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Old Oct 18, 2021 | 9:35 am
  #224  
crazyhorse
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Originally Posted by ralphs

However, when trying to re-fi, Chase was just not very competitive/interested in my business despite still holding CPC. I got a much better deal from an online refi shop that was discussed regularly on the personal finance forum bogleheads.
The trick is to get your Chase mortgage banker to match a rate quote you received from elsewhere and then apply the 0.125% discount on top of that. I recently refi'ed at a rate of 2.00% on a 15 yr fixed which included the 0.125% by showing a rate quote from a different lender. It does have to be an email specifically for you; you cant just say so and so is offering or point to a website.
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