Originally Posted by
josephstern
Good writeup.
The one issue I'd object to here is comparing the first $50K in January spend on each card. My thinking is that you'll likely spend $15K on the personal card, and you'd likely even keep the personal card without any spend on it at all. So I'd compare this business card to the $50K spent on the personal card after the $15K and after the 5 EQNs you get just for holding the personal card. In that scenario, the business card gains you 5 EQNs over the personal.
I wouldn't hit Globalist without ~20 EQNs of spend (depending on the exact location of conferences). I haven't yet assessed whether it would be worth retaining the WOH personal card in addition to the WOH business card. I'd likely remove all spend from the personal card other than actual Hyatt spend while on vacation and incidentals. Perversely, the spend on incidentals (e.g. $30-50/day for parking, breakfast) goes down while a Globalist..