Originally Posted by
Andriyko
I often use my husband’s credit card to pay for Hilton stays and never had a problem. Hotels sometimes won’t even notice that it is not my card. I don’t think they check who paid for the room in order to issue points.
As explained by an individual with industry experience, you are taking a chance by doing this, and when your gamble fails, the outcome will not be favorable:
Originally Posted by
writerguyfl
Not every hotel will check. I worked at a hotel where we absolutely did not care and another that did everything to minimize costs like providing frequent guest points.[ ]
Unless it's a huge burden, I'd strongly recommend letting your wife pay the bill.
If it's really important that your credit card account is used, can you get a supplementary card issued in your wife's name?
That is what I recommend. My spouse & I are "authorized users" (AU), that is, have additional cards on the other's account, for most of our credit cards. Sometimes the AU card has the same card number (e.g. Chase), and other times the AU card has a unique card number (e.g. AmEx, Navy Fed. Credit Union). Regardless, the AU billings show up on the statement of the primary cardholder, who is responsible for them all, though an AU can pay some or all.
Being an AU on each other's card allows us to take advantage of more or duplicate promotions, and shift our spend to whomever has the greater need of the relevant points for whatever reason, such as obtaining or retaining status, a sign-up bonus (SUB), or a big redemption.
Marriage is a team effort! 💕
I recommend getting an AU on the intended form of payment (FOP) — before the intended stay if at all possible. Most banks will send a new AU card by overnight delivery if requested.
