I was surprised to see that nobody made a thread about this card thus far.

As a reminder, this is a $0 AF, no FTF metal card with transferrable points (AA, Hyatt, Turkish, IHG, FB, Virgin Atlantic, Aeroplan, Emirates, Hawaiian).

The first iteration wasn't all that interesting, but it appears they move fast and have already updated the rewards structure to:

• 1X general spend and rent
• 2X travel (air, hotel, car, cruise)
• 3X dining

The card also features quite a few benefits/coverages that we rarely see in $0 AF cards these day, like: $800 cellphone protection, purchase protection, 6-hour flight delay coverage, etc.

This could be a very interesting card for the AF-averse crowd, as it is exceedingly rare to find a $0 AF card with no FTF that offers transfer partners (and good ones, at that!).