They just launched 3 new Accor VISA cards on the French market : https://all.accor.com/loyalty-progra...index.fr.shtml

No FX fees for payments (finally!), free to withdraw in many ATMs, clearer perks for travelers, Accor points for every purchase and cheaper than Amex for a card accepted in more places.

They really needed that kind of competition. Time to wake up Amex.