Originally Posted by
Gig103
Costco Citi card is 3% cash back at restaurants, no FTF, no annual fee except your Costco membership fee. That's my go-to but if I had the Amex Gold I'd use that
Chase Freedom also offers 3% cash back at restaurants, among other things (5% on travel booked at the Chase portal is nice), also with no annual fee. I'm not sure about the FTF, now that I think of it - haven't left the country in over 18 months