Originally Posted by
Super Mario
You hit the nail on the head with the marketing exposure. Loss from 90 days from the date of purchase is a statistically improbable even. A gimmick designed to get big spenders to put their 1% spend on there for "convenience". And it works.
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Although not jewelry or high end watches, many years ago my father purchased a new car and as he was pulling out of the dealership parking lot, he was hit by a drunk driver who went through a red light and the car was totaled so losses in the first 90 days are not statistically improbable.
He owned the car for a total of 30 minutes