NO, and they typically won't release the SUB until the AF is paid. In subsequent (alternating) years AmEx may offer incentives to keep you from cancelling the card. Many find Platinum cards useful for access to airline lounges. But they come with a long catalog of "benefits", most of which are ridiculously tricky to collect. Keeping yourself updated on the ever changing rules is easily equivalent to a part time job. The endless hours wasted on this and other banking products must be seriously depressing the world's industrial output.