My 2 cents after doing this for almost a year. I don't live in the US and only have an account with one of those ebanks enabling me to receive ACH payments, so no cheques. I only did BFMR and PointsMaker after they introduced ACH. Both have been great and I have done many many deals, only one incident with BFMR where they didn't accept a delivery and BB refunded me the amount.

I am able to place orders with only BB and Amazon, all other retailers cancel my orders immediately because of my non-US international credit card. I did 80K in 1 year with a few months gap due to some restrictions on wire transfer to my country from my ebank.

I really wish I could get WM and Dell to process my orders but I guess not possible without a US credit card.