Originally Posted by
Majuki
Yes, I suspect it is more common than we might know just because almost all of us have USD denominated cards. Also, it's a bit ironic that we need to select USD since normally we're running away from paying in USD when using our cards overseas.
I'd definitely have investigated this more had Revolut not kicked Americans off its service for a few years (only to allow us back and give us debit cards that behave just like any other card from a US issuer). Though at least those still prefer online PIN when run as credit, which they could easily have not done.