Originally Posted by
radonc1
.....
i can almost assure you that if you cycle your $700 CL, they may warn you but most likely they will just shut you down.
.....
Not an expert in this, but it seems almost counterintuitive:
One charges, one pays off, showing ability and willingness to both use and pay.
Though I realize that bank may be thinking they don't want OP to spend more than limit, i.e. right hand giving credit while left hand hands out bonus, or not hand out the bonus since right hand prevents minimum spend to meet the criteria.