I wouldn't waste a single euro on private traveller testing in Finland, unless I can get it covered by my insurance (which would be insurance fraud, so won't of course do it), or if that test (like the one AY advertises) is any of these rapid saliva antigen tests, since only a proper lab evaluated PCR test is sufficient for any destination and travel purpose.

The prices here for honestly paid travel related (i.e. no national health insurance or private insurance coverage) PCR tests are on par (or above) with Switzerland and among the most expensive I've seen anywhere, while doing travel planning. And it's also the price level insurance policies will cover, would it be a PCR test done to detect a SARS-CoV-2 infection for medical treatment diagnostics.

Just one minute detail I'd like to have you digest for a moment: when certain private Finnish companies partnered in the spring 2020 to get private testing running for their occupational health needs, since the public capacity was faltering, AY flew daily lab samples to ICN for analysis and the turnaround time was about 24 hrs for those PCR tests. Their co-operation partner was Mehiläinen and the PCR tests were generally available to Mehiläinen customers for 149 € in late March/early April 2020.

Now, fast forward to this summer, over one year later. Testing can be done effficiently on a national level and thus the cost to provide is diganostics are cheaper. But has the price for e.g. 9Lives' PCR testing come down? Nope, because there's no need to be competitive. So there has to be some sweet margins in these PCR tests. It's basically all fine, since it's a matter of supply and demand, but really: you won't see me paying for any travel PCR testing here, if I can make it out of the country and get it done en route. And what I wanted you to think and realise, is that the pricing of testing in Finland is indeed, truly bonkers.

Actually one should demand that Mehiläinen sends those damn samples still to ICN (with a nice seat in C, right?) for analysation, since the price is still reflecting those logistics.