I'm sorry if this has already been asked and answered. I searched but didn't find anything.

I'm going taking my Honeymoon in Italy in early October, UA Awards tickets on OAL, paid taxes with Ritz. Hotels with Bonvoy points, again taxes paid (or held) with Ritz.

If one (or both) of test positive on our return pre-flight tests do any of the insurance benefits cover hotels for quarantine/recovery? We are both vaxed, but want to be prepared if we have a breakthrough infection. From what I have read here, I don't think I'll be covered for for addition lodging, but I want to double check.