I got a notice that BOA is making this change in October. My BOA Amex was getting 1.25 points on every purchase, redeemable at 1 point = $.01. I haven't used it in a while because of the BOA TR card being 1.5 points. I actually had called BOA hoping to change my Amex to a CR option and they said no. So I am really glad to see this.

I will then have 6 CR-type cards from BOA, so I can do $15k in category spend each quarter. That is huge.

The 5.25% is practically unbeatable. The only thing I won't put on a BOA CR-type card is 1) flights (will purchase through Chase UR portal on Freedom Unlimited and get 7.5% because I have Reserve, 2) internet/phone bills (Chase Ink 7.5% because of Reserve), and non category spend which will go on the BOA TR at 2.625%.

I sometimes feel like I am the only one using BOA as my primary option lol.