I can do some grocery rewards but the cards I can buy are meta bank and it was pain to load $500 VGC in WM few months ago. I got tired and not bought a meta VGC in a while. Swipe 2-3 times is working for some people, I would try 2 times and it didn't work for me. Also, I thought it is too much pain to swipe 2-3 times and with that you can only get ahead so much as you can not do decent MSing. On a 5% reward with 1% cost , it's too much of hassle. What ya think?

99 load is not much either.