Originally Posted by
flyer4512
Barclays does not report Business cards, I used my 5th slot in 5/24 a few months after I opened my Business Earner card...........if the Barclay card counted I would have been at 5/24 when I applied and denied the Chase UA card
I doubt you are going to see a better SUB than 90k for spending $3K........that's crazy.............plus this card gets you Diamond status at Caesars which among other things means no resort fees
My concern really did boil down to 5/24. I've been hitting signup bonuses pretty hard this spring/summer. 4 new revolvers since April. A fifth new acct reporting would put me on the wrong side of 5/24 until
May 2023 . . . so it's not something I was taking lightly. Agree that the current offer is really good. I wasn't thinking of Caesar's. Just normal hotel spend. A 4* Tryp/Trademark/Wyndham/Grand hotel in New York, Boston, Philly etc is 27k points. A comparable Hilton property would be 50k-70k points. Plus, Wyndham has lots of solid 15k options in Germany (13.5k w/ rebate), and some interesting caribbean properties...all 27k points/night, max. Definitely an underrated card, imo.
Per the Wyndham mobile app, it looks like the current offer is valid until mid-October. I'll definitely get a business app in before the promo ends. Waiting for now simply to minimize odds of rejection. There's no way my 'business' has enough revenue for an approval without my personal income/credit to guarantee it. My Earner+ credit line was lower than I expected, given my FICO score, and debt-to-income, which makes me think that Barclays UW is probably wary of my # of new accts. I'll give it a few weeks, take the edge off of their concerns re: credit-seeking behavior, but still get that biz app submitted before the 90k sub expires.