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Old Jul 21, 2021 | 5:56 am
  #103  
DaveH
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Join Date: Jan 2002
Location: Charlotte NC USA
Programs: Hyatt Globalist, AA Exec Plat, IHG Diamond Ambassador, Wyndham Diamond, Hilton Diamond, SWA CP
Posts: 935
Originally Posted by flyer4512
You are correct, $2k and they even give you 6 months............

I have been churning for 15 years and we have millions of points/miles in stock, this is the best offer ( spend vs points) I have ever seen at any bank.
Been in the game for > 20 years myself, and I agree with your bolded.

Spectacular signup bonuses get all the attention in this game--in large part because the bloggers that flog them earn commissions on the signups. But the more exciting plays for many of us are the study, high earners year-in and year out.

This card is now quite good on the SUB itself: 90K points is as good as almost anything short of crazy Amex Platinum and Chase SP offers. But it absolutely crushes those cards once the SUB is done. 8x on hotel earn and gas? And 5x on utilities--not just cable and phone (where Chase's business cards also offer 5x), but on utilities like gas, water and electric? And that's on top of 15k annual points on a $95 annual fee--effectively a negative AF. Fantastic. Chase and Amex can't touch that.
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