Originally Posted by
cmmarcoux
Good points - I'll just send in an app for the business card, next time they run a promotion on the SUB. I'll run with the Earner+ for now. I do like the higher earn rate on gas with the biz version, and the higher anniversary points . . . but probably not enough to open a second account immediately (trying to stay under 5 new accts in 24 months, to stay eligible with Chase). Thanks again!
You do realize that currently the Business card has the best available SUB promo. Also the business card does not get reported on your personal report so you will not impact your 5/24. The only thing you have to worry about is if you are ok with having an additional credit inquiry hit on your report, you should go for it right away. Unless u've had too many hits already on your report, it shouldn't really impact your overall score.