Originally Posted by Kixo
If I were the user, I would complain LOUDLY to Diners Club management in Chicago . . . . I would also complain that Diners is discriminating against him based on age, which may be illegal and a violation of the Equal Credit Opportunity Act. He would have both federal and state recourse, as many states have similar anti-discrimination laws.
Or he could file a class-action suit enjoining other victims of Diners Club bizarre credit policies.
Making ill-founded complaints does not enhance one's credibility.
As a matter of law, discrimination based on age refers to those
over a certain age, not under one. This is definitely the case federally, and also for most, if not all, states. Hence, the U.S. Supreme Court upheld the right of state and federal governments to raise the drinking age to 21, and car rental limits on those under 25 pass muster almost everywhere in America.
Perhaps the underlying philosophy is that whatever discrimination is imposed on the young, they will eventually grow out of. Their problem will be solved by patience. On the other hand, those who "age out," well, there is nothing they can do about it, and society looks on such immutable characteristics more sympathetically.
I would more focus on changing the law through legislation, than ill-advized empty threats of litigation.