Just applied for my wife with me as an authorized user since I already have the Chase Sapphire Reserve Card. She was instantly approved and I plan on canceling my card when it comes up for renewal in February and combine the points. I will use the Pay Yourself Back feature to use up points in the interim. I needed primary rental car coverage which the preferred card offers. The one thing I will not have is the priority pass which I use maybe 2x per year and if I find myself traveling a lot next year will look into other credit cards that offer the perk.