P2: Chase Ritz - I saw other offers and was hopeful, but no luck today. P2 will call one more time and then we will likely downgrade to a no AF option. We will miss the AU PP and trip delay insurance bennies on this one for sure, still can't justify that AF. 50k cert has already posted and I already used the $300 airline reimbursements this year. Maybe around $2k spend this year

Myself: Chase Hyatt ($75 AF) - $50 statement credit. $0 spend on this card per year