I'm not just sure how much is "Enough" but I found the the people at the local Morgan Stanley office to be very accommodating. I did not go to their office, it's about an hour drive so i did everything over the phone and with DocuSign. The process took a few days and my wife and I both have our new cards and checkbook. I completed all the required tasks and crossed through the golden portal today.

As soon as the investment funds arrive I'm going to talk with them about how want to direct those funds. I explained in the beginning that I was looking for a way to diversify and that they were not going to be my primary investment company. They seemed happy with the business.