Originally Posted by
NoStressHere
Maybe.
We plan to get the personal and biz again this fall. We do not have a current business, but will be "opening" one in October/November and will not have any income yet, so hopefully we can make it happen. We have used our business name.ein in the past that is really no longer in business and nobody ever "questioned" our income/staff/etc. Good thing, other than verbal I could not prove it. I am thinking we may not get away with that this year. Those two cards will get us to the number, or close enough along with a little spend.
Have been tracking new accounts closely, and will be under 5/24.
Wife is around 800 FICO that should help.
Same Fico score here and under 5/24 here with no debt plus a 6 figure account with Chase, I have an INK card open for years and still a no go on a SP Chase card in August 2020.
I have had about a dozen SP business cards in the past with no legit business plus a few for a legit business.
I did own a bar years ago that had business cards and tried applying under that name in early 2021 and was asked for income verification, etc
Our plan is to try for the business first and if denied hope Chase has a personal card that comes with Companion pass ( not 2 years but it was something) as they have the past 2 years.
I have been following this thread hoping for good news.
https://www.flyertalk.com/forum/chas...20-onward.html