Thanks for the information. I actually got this offer on purchases and 2 others a couple months ago for 0.00% on balance transfers, I have funds not to utilize such offers, but the terms were favorable enough that it made sense to allocate funds to other opportunities/investments.

I'm not planning to apply for other cards until February or March of 2022, but you brought up a good point about how some utilization/carryover balances on some cards could actually be viewed as a positive for certain lenders.