Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,196
One doesn't need to wait until the annual fee hits to ask if there are any "offers on my card to offset the annual fee."
I received 50K MR points last May - six months prior to my renewal date - just by asking. The worst thing that can happen is AMEX says "no offers available."
If you don't ask, you don't know.