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Old Jul 5, 2021 | 9:04 am
  #60  
Drwaz99
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Originally Posted by G2244
After finally deciding to apply for this card, I was a bit surprised to not be immediately approved. I am 4/24, credit score over 800, and credit utilization around 3%. Not seeing a reason for no auto approval. US Bank does not have any branches near me but curious to know if this is normal for US Bank reviews?
It's par for the course with them. A vast majority of US Bank applications go to manual review. As long as you don't have more than 1/12 for new cards and low inquiries, you should be fine.
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