Ugh, as I read the T&Cs for the streaming credit. Indeed it is not simply $240/year, it's a $20/month limit amongst those subscription options!

We'd been thinking of signing up for Peacock, and the $9.95/month one is a no-brainer for our family including small kids.

SiriusXM's pricing scheme is the hangup for me. I too get it for like $60/year (after I decline, decline, decline the renewal offer--one just needs to stand firm enough before they offer the $5/month rate). However, I'm confident you need to prepay the year for that and anything close to that average monthly price. Their packages list a monthly price, including my $60/year all-access of $8.25/month--but I can't get too far because I'm smack-dab in the middle of my current 12-month 'promotion'. Anyone have experience if you can indeed pay monthly to get a favorable rate, or is it one or the other? The latter makes the streaming credit even LESS attractive.