Jesus limited options on streaming credit, yikes!
​​​​​​ Thank God I'm obsessed with audible (80 books on my account). I have a premium plus membership right now, I will just add one under the wife. I get a ton of value there. Sucks for people who don't like audible.

For those hating on hotel credit I love it. Simple date night away or panic scramble on family trip went bad. Very useful. Overall it's net positive if we keep saks credit. Hard to verify yet on that one.