Originally Posted by
atwnsw2
I am getting conflicting info from this thread. All the other posts say that that they will file with Chubb as primary but your experience was Chubb would cover above deductible while Amex would cover up to deductible and I could pay out-of-pocket anything over deductible.
So confused how to proceed. I want to send them the declarations page but only if Amex will cover my deductible and I will pay anything over…..
In my case I had already paid for the damage because Hertz had billed my Amex for the damages. There was nothing for Hertz to pursue with my insurance company. I sought reimbursement from Amex's insurance. I had to upload my insurance declaration page but that was all I had to do. My damages were less than yours and my insurance wasn't going to cover any of it. So I got full reimbursement from Amex and I never filed anything with my insurance.