Chase ink cash. Getting over to points
I was recently approved for chase IC. I do not have CSP ( i accidentally cancelled it 2 years ago before getting into this game) or CSR (waiting 2 years to apply) but my wife does have CSP. We trade points currently between chase cards to get the CSP kicker but i know you cannot get points on ink cash unless you have sapphire. My question is can i somehow get my ink cash converted to points by transferring to wife without me having sapphire? If not is it an option if i add her as AU on my CIC after i refer her for her own?