The 5% reward is capped at $500 spend. That's a potential $15/month versus putting the same expense on Double Cash
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
...and only applies to specific categories. many of which earn bonuses on other cards, but this could be good in a category where you have recurring expenses:
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
Originally Posted by
xov91
....
"Citi will only issue one Citi Custom CashSM Card account per person. .
That's to prevent using a separate card for each category, but a couple could have two in a household.