Originally Posted by
lsquare
I'm assuming option 1 works with any credit card including Citi?
I'm wondering why in certain cases option 1 doesn't work and have to resort to option 2?
Option 1 merchants pay a minimum of 1% transaction fee while option 2 merchants can get the money for free (they may have to pay a withdrawal fee of 0.1% but there are ways around that).