Originally Posted by
GloballyServiced
I am indeed here but I don’t have an Amex personally. I believe you could try to set it up from abroad and load 100RMB if you’re super eager to test it ahead of time. But like I said I rarely use the pre-loaded top up method because it’s not usually needed and you lose 5%.
That's option 2. I meant with option 1 and then buy something from say Family Mart. Would love to know if it it'll work with AMEX and avoid the 5% fee.
I'm assuming the charges are in CNY/RMB and then Chase converts it to USD?