Originally Posted by
eknock007
... And UR points is something we definitely want to keep earning. I had to get on my knees earlier this week to have my SO apply for the CSP. That's more icing for the cake.
Similar. Probably 80% of the UR points I get are from the card bonuses, not from my spending on the card. Nothing wrong with squeezing out a few thousand more points/year (e.g. tens of dollars/year), but the cost in my energy / attention doesn't justify such small payouts. People with much higher spending profiles can make different calculations, of course - not criticizing other choices. Personally I'd rather spend the same energy jumping through hoops to get bank/brokerage bonuses, which are far more lucrative :-)