Originally Posted by
Happy Traveling Consultant
Like the card, but really only useful for office supplies, phone and cable given the 5%. 2% on restaurants doesn't cut it and 1% on everything else is a no go. My go to for Chase is the Ink Unlimited to get 1.5x on all my non-bonused spend (or the Amex Blue Business Plus for the first $50k).
What we are really doing is replacing an old Business Plus Ink card with an AF of $95 that has the same points earning structure. And the SUB on this card is icing on the cake. The only reason why we have kept the Business Ink Plus open all these years is because of the 5 points we get for cable/cell/office supplies. But we are going to start cutting back on credit cards. Not that we are mismanaging them but we have too many I think. And my SO is tired of juggling cards just to maximize points to the last point. We only want to keep what makes sense even if we have to sacrifice higher earnings elsewhere. And UR points is something we definitely want to keep earning. I had to get on my knees earlier this week to have my SO apply for the CSP. That's more icing for the cake.