Originally Posted by
Beltway2A
We're in a similar boat, with existing Plat and Gold cards from Amex, as well as the CSP and a handful of other minor cards. The value offering of the CSR is pretty awful in that scenario.
CSP is a $95 annual fee with 2x UR on non-airline non-FHR travel spend (. For an extra $155 (or $225 with an AU) per year, the only marginal benefit is an additional UR point per dollar on hotel and generic travel spend.
This is how I look at it. I dumped my CSR months ago so I could reapply for a CSP. I was counting on the 80k bonus returning and luckily enough, it did.
In a year, I can decide whether to upgrade to CSR or not. I will likely not do that, unless something changes. $155 is not worth that extra point for travel, and I already get 3x restaurants with CFU. The $95 for CSP already pays for itself with car rental protections and transferability with partners for me. But who knows, maybe something will change in the calculation between now and then.