Sapphire Preferred is 2X on dining and travel with no FX (supposedly, because I think other no FX cards, such as BoA Cash Rewards, invariably have lower FX rates on transactions) and Freedom Unlimited is 3X on travel and dining.
So the one issue here is that Freedom Unlimited gets 3x with dining and 5x with travel booked with the Chase travel portal(1.5 URs on normal travel). Lack of flexibility that makes a pretty big difference especially if your plan is to transfer to travel partners.
Last edited by mia; May 8, 2021 at 9:09 pm
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