I've had this card for about 3 years now and never called to get a retention offer. Truthfully, I don't use it enough to justify keeping it but I forgot to close the card. The last AF posted on 3/5. I'd like to call for retention but I do that for my other cards just after the AF posts; now, I'm almost 2 months out so the AF isn't refundable anymore. Has anybody called for retention in this situation? (outside AF refundable period) Thanks