Originally Posted by
richarddd
What if I'm not sure how much to withdraw?
Chase's definition is what you could
reasonably expect to use as an annual income. This is not the same as the maximum amount you
could withdraw. Reasonable expectation does not imply certainty, but it does require plausibility. If you have been withdrawing 4% of a retirement account balance each year, I'd say it's not plausible to assert that your income is the full value of your retirement account, even though you "could" withdraw it all.