Let me explain. P2 and I opened five Chase cards from late 2019 thru early 2021 (this week) and all of them -- count 'em! -- were given multi-thousand dollar credit lines with $300 added on top. Examples: $21,300,17,300 and 12,300.
Stop! Before you tell me, "It didn't happen to me," yes, yes, I know it won't always be the case. But why does it happen at all? Particularly with high-limits? Why not make CL an even $21,000, or 17,000 or 12,000? Why tack on a measly handful of hundreds?
There must be some reason it happens. And it can't be that a CL upper-limit is being reached, not when the odd $300 keeps repeating for us time and again. Any thoughts?
RNE, with too much time on my hands.
My only "uneven" line (of 11) would be my no-fee Hilton Amex ending in $500.