Originally Posted by
crazyhorse
... paid the prorated annual fee, met the spend requirements and received my bonus points. Last month I was charged the annual fee ... Today I received an email saying they have adjusted my account because of the downgrade and sure enough I saw that the bonus points had been pulled out. I wish I had known that even downgrades would trigger a clawback. Any suggestions on how to proceed? Should I just chalk this up to experience and move on?
How many months did you have it for? If you don't keep the upgraded card for a full year, then yeah, that'll happen. And as to the bolded, yes, unfortunately.