Hey, keithguy. Thanks for reminder about the RBC options. Stil trying to figure out if the CAD $160 annual fee for BA Plat Visa worth it for how little I would use it. There is (or was) a 5,000 point enrollment bonus.

Was leaning to the HP FF option but now thinking of sticking with BA as I was looking for another way to Europe to avoid AC longhaul flights anyway in the coming years.