Cent business only? Or have any Cent personal cardholders received this? I would rather receive the $1500 AF credit than the $2000 travel credit, the latter of which is noted in my Cent personal account. Unless we can make an international flight this autumn (which is probably currently a 50-50 chance depending on how the pandemic plays out), I don't see being able to use $2000 in travel credits by year end. And then booking via AmexTravel is going to have to be the best option at the time as well.